US$1 million retirement fund (or buying a 12 years certain annuity will give you around $8,500 monthly income) only last for 12 years in California (and Hawaii). Using purchasing power parity, it will cost you only US$3,500 which is much less to retire in China’s Greater Bay Areas. Retiring in China also provides you additional bonus, you don’t need to worry about racism, Asian hates, gun violence, drug & homeless problems 100萬美元的退休基金（或購買12年期的年金將為您帶來約8,500美元的月收入）在加州（和夏威夷）只能持續12年。但如果在中國大灣區退休, 以購買力平價計算，您只需3,500美元，這比在美國退休平易得多。在中國退休還可以為您提供額外的獎勵，您無需擔心種族主義、亞洲仇恨、槍支暴力、毒品和無家可歸問題，還天天被美國政客駡過不停視中國人是黃禍。