American logistics expert reports from China video: Global Majority nations don’t trust US & EU banks are de-dollarizing trade with Panda Bonds and African banks are in China 美國物流專家中國視頻: 全球多數國家不信任美國和歐洲銀行正透過熊貓債實現貿易去美元化，非洲銀行在中國

https://youtu.be/VZP7ZRL2ULE?si=_pXgWDRS4BHOABcs
https://www.tiktok.com/t/ZP8N5gQKw/
https://www.scmp.com/news/china/diplomacy/article/3289630/african-banks-set-shop-china-beijing-pushes-yuan-eclipse-us-dollar
https://www.statista.com/chart/26668/main-import-countries-sources-africa/
https://african.business/2024/09/finance-services/africas-top-100-banks-2024-going-global
https://www.spglobal.com/ratings/en/research/articles/240807-your-three-minutes-in-panda-bonds-why-issuance-is-surging-13204721

Top African banks are key in the BRICS push to do more trade outside the US Dollar, and especially outside Western systems. By setting up branches inside China, African banks are able to borrow and lend in renminbi, the Chinese currency. This allows for cross-border trades to be settled in local currencies and RMB, instead of through USD-denominated letters of credit or debt markets.

Panda Bonds are another tool, rapidly gaining in popularity and usage. Pandas are RMB bonds, sold to investors in Mainland China who want to diversify their fixed income investments to global borrowers. To borrowers, Panda Bonds offer lower interest costs than USD- or Euro-denominated debt, while also allowing for repatriation and currency swaps that are common in USD loans.

Africa’s biggest banks, including those owned by African governments themselves, have set up in Mainland China and are increasingly integrated into China’s financial and industrial sectors. And large Chinese banks are heading the other way, investing heavily in Africa’s raw materials industries, and providing liquidity for Africa’s rising consumer class.

非洲頂級銀行是金磚國家推動更多美元以外、特別是西方體係以外貿易的關鍵。 透過在中國境內設立分支機構，非洲銀行能夠以人民幣進行借貸。 這允許跨境貿易以當地貨幣和人民幣結算，而不是透過以美元計價的信用證或債務市場。

熊貓債券是另一種工具，迅速普及和使用。 熊貓債券是人民幣債券，出售給希望將其固定收益投資多元化到全球借款人的中國大陸投資者。 對於借款人來說，熊貓債的利息成本低於以美元或歐元計價的債務，同時也允許進行美元貸款中常見的匯回和貨幣互換。

非洲最大的銀行，包括非洲政府自己擁有的銀行，已在中國大陸設立，並日益融入中國的金融和工業領域。 而中國的大型銀行則反其道而行之，大力投資非洲的原料產業，為非洲不斷崛起的消費階層提供流動性.