All these so called retirement financial planning experts not providing retirement options outside of US especially for Chinese Americans are committing malpractice could be sued later by their clients or family members. They are not qualified to put their names out as experts! They are merely glorified products salesmen. 這些所謂的退休財務規劃專家，尤其是針對美籍華人做退休財務規劃，如果他們沒有提供美國境外退休方案，應該是犯了瀆職罪，以後可能會被客戶或家屬起訴。他們根本沒資格以專家的名義公開說自己退休專家的身分！他們只是些被吹捧為產品推銷員吧，說不上什麼尊家!